UNIFI Companies Retirement Plans offers plans tailored to your business–from traditional profit sharing to advanced plans designed for high net worth employee groups. Our plans include:

Corporate Plans

The 401(k) is the backbone of our retirement plans business. The traditional 401(k) is the most popular employer-sponsored retirement plan for private companies. Variations include:

• Safe Harbor 401(k) Plan allows highly compensated employees to contribute the maximum amount.
• New Comparability Plan offers different benefit structures for different divisions within a business.
• SoloPlus^SM  is a simplified design for small business owners.
• Cash Balance Plans are a hybrid of a traditional pension plan and a 401(k) that allow substantially higher contributions.

Governmental Plans

These plans allow employees of states, municipalities, political subdivisions or agencies to save for retirement without paying income taxes on contributions or on any earnings until they are withdrawn. Types of plans include:

• 457(b) Plan–These deferred compensation plans are available for state or local government employees.
• 401(a) Money Purchase Plan– Set aside money for retirement. Contributions are made by your employer, you or both. 
• 414(h) Plan–With this money purchase plan, the government employer agrees to contribute a specific amount to eligible employees. The employer  “picks-up” employee “mandatory” contributions on a pre-tax basis.
  

Plans That Fit Your Needs

Corporation	401(k), Profit Sharing, Defined Contribution
Non-Profit	401(k), Profit Sharing, Defined Contribution
Governmental Agency	414(h), 457(b)
Sole Proprietor	Sole Proprietors and Partnerships