The investment options available from UNIFI Companies Retirement Plans are evaluated and monitored by a dedicated team of investment and financial professionals - UNIFI's Investment Products Group (IPG), relying on research from Morningstar Associates, LLC (Morningstar). 

The IPG uses our proprietary Investment Selection Evaluation System (ISES) to help select and monitor the investment options offered.

Step One: Initial Selection. Our goal is to identify funds that deliver solid performance and lower management fees across diverse investment styles and asset classes. We conduct a meticulous screening through quantitative analysis of the universe of funds.

Step Two: Qualitative Review. After the initial funds are selected, further review and analysis is conducted. This comprehensive analysis includes interviews with portfolio managers and fund companies, prospectus reviews, third-party research analysis and more.

Step Three: Morningstar Role. UNIFI Companies Retirement Plans has contracted with Morningstar to monitor our investment portfolio. They evaluate performance, expenses, investment strategies and management. We count on their balanced, reliable research data and their unbiased, third-party editorial analysis.

Step Four: Ongoing Review and Watch List. We continually oversee our investment portfolio by monitoring the performance and management of our investment options. If an investment fails to meet our standards, it is immediately placed on our watch list and is subject to a higher level of monitoring to determine if it will remain part of our investment platform.

Morningstar Associates, LLC is not an affiliate of the UNIFI Companies.