A dedicated team of investment and financial professionals in our Investment Products Group (IPG) oversees the selection of the funds in our diversified investment portfolio.

The Investment Selection Evaluation System (ISES) is a three-step process that subjects funds to rigorous review and analysis.

Step One: Initial Review & Selection

Identify funds that have demonstrated solid performance of returns, along with lower management fees.

Step Two: Comprehensive Analysis
IPG performs a qualitative review to evaluate long-term performance.

Step Three: Monitor & Review
Regular monitoring of our investment portfolio’s performance ensures that our high standards are being met. Funds that fall below our established criteria are placed on a Watch List.